Retirement Gateway®

Investment strategies that meet investor needs

The Retirement Gateway® group variable annuity is designed to offer an opportunity to save toward retirement with investment options managed by well-known names in the fund industry, the ability to turn retirement savings into guaranteed withdrawals through a feature which can be added for an additional fee, and more.

Retirement Gateway® offers investment strategies that meet investor needs – from beginner to sophisticated investor. For investors are looking for a one-step investment approach, Retirement Gateway® offers several possibilities, including target date and risk-based asset allocation portfolios. Self-building is also an option as to build your portfolio, Retirement Gateway® offers a broad selection of investment options from well-known investment managers.

Equitable believes that education is a key step toward addressing your financial goals, and we've designed this discussion to serve simply as an informational and educational resource. Accordingly, this content does not offer or constitute investment advice and makes no direct or indirect recommendation of any particular product or of the appropriateness of any particular investment-related option. As an employee or as an employer, your needs, goals, and circumstances are unique, and they require the individualized attention of your financial professional.  But for now, take some time just to learn more.

Retirement Gateway® contains a Contingent Withdrawal Charge that when applicable, will not exceed a maximum of 6% of the amount withdrawn nor be applied for longer than five years from the Contract Date. This material is not a complete description of all material provisions of the contract and must be preceded or accompanied by a current Retirement Gateway® disclosure brochure and trust prospectus. Please read the disclosure brochure and trust prospectus before purchasing a contract.

Certain types of contracts and features may not be available in all jurisdictions.

Because an annuity contract would be used to fund this qualified employer-sponsored retirement arrangement, you should purchase the annuity contract for its features and benefits other than tax deferral. For such cases, tax deferral is not an additional benefit of the annuity. You may also want to consider the relative features, benefits and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement.

Please be advised that this document is not intended as legal or tax advice. Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.

Retirement Gateway® is issued by AXA Equitable Life Insurance Company (NY, NY) and co-distributed by affiliates AXA Advisors, LLC,  and AXA Distributors, LLC, SIPC. AXA Equitable and its affiliates do not provide tax or legal advice.

Contract form #2011RG-457, 2012RDPIB-RG and any state variations. Retirement Gateway® is a registered service mark and NowPlansm is a service mark of AXA Equitable Life Insurance Company.

GE-123457 (02/2017)