Long-Term Care Servicessm Rider

Available with our single permanent life insurance policies, the Long-Term Care Servicessm Rider (LTCSR) is designed for clients who need both life insurance protection and a relatively affordable, effective way to pay for potential long-term care costs.

LTCSR with variable universal life policies

See how adding the LTCSR with VUL Optimizer® and VUL Incentive Life Protect® now offers more flexibility without the typical trade-offs.

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LTCSR with indexed universal life policies

See how adding the LTCSR to our single life IUL products can give your clients flexibility in how to use the benefits. 

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