Women are expected to control $30 trillion in assets by 2030.1
You can help them make the most of it.
In the past, the financial world has been dominated by men. Women are changing the narrative – and the financial landscape. With more than 80% of women preferring to make financial decisions independent of their partners, customized financial planning for women can help give your clients more confidence about the future and grow your business.
Retirement planning strategies for every woman’s financial journey
At Equitable, we meet your clients where they are and help you take them where they want to go. Whether your clients are just getting started on retirement planning or are looking to optimize their current strategies, we provide information and insights for every life stage.
Starting out and taking control
Ages 35 and underA good start can put your clients on the path to financial freedom. Women at this life stage are looking for education and support so they can build their financial knowledge and feel confident about retirement planning.
Building and balancing
35-52 years old
Life can be full of change, especially during this life stage. From managing college debts to paying family expenses, these women are often seeking to increase their financial literacy and strengthen their retirement planning for a secure future.
Preparing for retirement
53-64 years old
With retirement on the horizon, managing financial expenses in preparation for their next chapter is a priority. As women prepare for retirement, this life stage brings more focus on retirement planning and protection options, including annuities, workplace retirement plans and life insurance.
Enjoying their next chapter
65-79 years old
As they enter retirement, women at this life stage want to ensure their finances are settled and optimized so they have the resources they need to enjoy financial freedom.
Planning their legacy
78+ years old
Now that they’re well into their retirement years, women at this life stage are open to thoughtful conversations about their life’s legacy and how they can protect their loved ones.
Financial planning for women: Did you know?
1 Morgan Stanley: Women, Wealth, and Investing – A Story of Evolution, 2022.
With regard to variable annuities, clients should carefully consider their investment objectives and the charges, risks and expenses, as stipulated in the prospectus, before investing. For a prospectus containing this and other information, a ﬁnancial professional can call the Sales Desk at (888) 517-9900. Please have clients read it carefully before investing or sending money.
A variable annuity is a long-term ﬁnancial product designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump-sum amount at a later date. There are fees and charges associated with a variable annuity contract, which include, but are not limited to, operations charges, sales and withdrawal charges, administrative fees and additional charges for optional beneﬁts. Withdrawals are subject to ordinary income tax treatment and, if taken prior to age 59½, may be subject to an additional 10% federal income tax penalty. Variable annuities are subject to investment risks, including the possible loss of principal invested.
Guarantees are based on the claims-paying ability of the issuing life insurance company.
If clients are purchasing an annuity contract to fund an IRA or employer-sponsored retirement plan, they should understand that such annuities do not provide tax deferral beneﬁts beyond those already provided by the Internal Revenue Code.
Variable annuities and life insurance are issued by Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY) and, depending on the particular contract and its distributor, by Equitable Financial Life Insurance of America (Equitable America), an AZ stock company. Co-distributed by affiliates Equitable Distributors, LLC and Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN).
Variable annuities and life insurance are issued by Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY) and, depending on the particular contract and its distributor, by Equitable Financial Life Insurance of America (Equitable America), an AZ stock company. Co-distributed by affiliates Equitable Distributors, LLC and Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). Equitable Financial, Equitable America and their afﬁliates do not provide tax or legal advice or services. Clients should consult with their own professional tax and legal advisors regarding their particular circumstances.
“Equitable” refers here to Equitable Financial Life Insurance Company and to Equitable Financial Life Insurance of America, issuers of variable annuity products. Overall, Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial, Equitable America, and Equitable Distributors, LLC. The obligations of Equitable Financial Life Insurance Company and Equitable Financial Life Insurance Company of America are backed solely by their own claims-paying abilities.