Term life insurance
Term life insurance is a reliable and affordable type of protection. If you need temporary coverage for a year, or protection for your family until major debts are paid off, term insurance may be a good fit for you.
Advantages of Term life insurance
Term insurance is basic, low-cost life insurance for temporary needs. You’ll either pay level premiums for a specific time period — 1, 10, 15 or 20 years — or you’ll pay premiums that are renewable and increase each year as you get older. It does not build up cash value, but provides a level, guaranteed death benefit to your beneficiaries, generally income tax-free, if you should pass away during that time period. Term insurance typically provides the most protection for your premium dollar, making it generally the most affordable type of insurance available.
Offers affordable premiums that are guaranteed to remain level for 1, 10, 15 or 20 year(s), depending on which policy you choose. After the stated term, your premiums will increase annually, as shown in the policy.
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Life insurance is subject to exclusions, limitations and terms for keeping it is force. All guarantees and obligations are based solely on the claims-paying ability of the issuing life insurance company.
“Equitable” is the brand name of Equitable Holdings, Inc and its family of companies, including Equitable Life Insurance Company (NY,NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, NJ), AXA Advisors, LLC, AXA Distributors, LLC and AXA Network, LLC.
Term life insurance is issued by either Equitable Life Insurance Company or MONY Life Insurance Company of America (MONY), an Arizona Stock corporation with its main administration office in Jersey City, NJ and are co distributed by AXA Network, LLC (AXA Network Insurance Agency of California in CA; AXA Network Insurance Agency of Utah in UT; AXA Network of Puerto Rico, Inc. in PR) and AXA Distributors, LLC, 1290 Avenue of the Americas, New York, NY 10104.