403(b) retirement for educators

Helping educators plan for the future they deserve

Why Equitable

Chosen by you. 

#1 403(b) provider


Strength and stability. We've gained respect as one of America's leading financial services companies - and we've earned the trust of clients and their families for generations. Trust comes with experience. You can count on ours.1

AXA is now Equitable

We are proud of our past and excited about the future. For more than 160 years, we’ve been working with clients across generations, building on what’s proven and pursuing what’s possible. We began a new chapter on January 14, 2020, when we unveiled our updated brand, Equitable. With courage, strength and wisdom, we will work with you to pursue what’s possible, so that your goals of today become your accomplishments tomorrow.

Real life story: meet Robin

The first part of planning your future is knowing whose future you are planning for. For Robin, life is music. He lives it, breathes it—even dreams about it. It’s everything to him. It’s led him on a wonderful journey that’s taken him all over the world, first as a professional musician, then later, as an educator, sharing his love of music with younger generations. Now that he’s retired, he’s back to playing again and having the time of his life.

Our experienced professionals

woman teacher smiling and interacting with class while writing on a flip chart

With a personalized approach for financial success, we’re focused on providing educators with the information and confidence they need to create the retirement of their dreams.

Our financial professionals work in local school districts and have a deep understanding of your district benefits and how a 403(b) can work with your pension. They are available to meet virtually to discuss your individual situation.

Connect with a local advisor

What is a 403(b)?

A 403(b) is like a 401(k) for educators.

A 403(b) is a retirement plan designed for educators and available through your school district. It enables compounding growth of your investments and can reduce the amount of tax you pay along the way.

Start planning

Begin by setting goals for yourself and see how much you should be comfortably saving to get where you want to be.

I am years old and earn a year.

I have saved for retirement and contribute every . Annual salary must be between $20,000 and $500,000. Savings must be between $0 and $9,999,999. Maximum yearly contribution is $18,500 for people aged 49 and under. For people who turn 50 by the end of the year a catch-up contribution allowance of $6,000 is permitted. Contribution cannot be more than annual salary ($).

Ready to enroll

Enroll now

The 160-year history reference applies exclusively to Equitable Financial Life Insurance Company. 

1LIMRA, Not-for-Profit Survey, Q1, 2017 Results, based on 403(b) plan participants and contributions. Equitable" is the brand name of Equitable Financial Life Insurance Company (NY, NY).  Equitable FInancial Life Insurance Company (New York, NY) issues life insurance and annuity products. The obligations of Equitable Financial Life Insurance Company are backed solely by their claims-paying ability. Equitable Financial Life Insurance Company(NY, NY) was founded in 1859.