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Curious about how to enroll online?
- Watch “How to enroll” (2:26 min)
Enrolling in a 403(b) can be a smart investment in your future.
- You’ll likely need between 60 – 100% of your final working year’s salary to comfortably retire.
- Pensions and social security alone may not be enough savings to secure that future.
- It’s important and smart to consider enrolling in a 403(b) to supplement your other retirement savings.

$150 in pre-tax dollars per pay period into your 403(b), your savings could grow to $332,230 in 30 years.1
Why Equitable
Educators trust us
#1 403(b) provider
in the nation2
We’ve been helping people plan and retire with confidence for 160 years
“Our Students Are Depending on Us”: Teaching Through COVID-19
Educators are on the front lines, ensuring students continue to learn, while they, too, battle mental and emotional effects of the pandemic. Learn more about their heroic stories in our latest article in partnership with Atlantic Re:think.

What is a 403(b)?
A 403(b) is like a 401(k) but for educators
Watch the video (1:25 min) - or - Learn more about
How a 403(b) works
Watch the video (1:51 min) - or -Learn more about
How a 403(b) fits into any phase of your life
Easily estimate your retirement income need
Why work with a financial professional?
Research shows that educators are happier with their 403(b) when engaged with a financial professional.
Find more education and research in our Enhancing Outcomes whitepaper.
Source: Equitable's Value of the Advisor study 2018.
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1 This assumes a hypothetical 7.5% return and there are no withdrawals. Withdrawals are subject to ordinary income tax and, if made before age 59½, may be subject to an additional 10% federal income tax. This example is for illustrative purposes only and is not intended to represent an expected or guaranteed rate of return for any investment vehicle. This example does not take potential taxes, investment management fees or product-related charges into account. Your rate of return will vary. Amounts are fully taxable upon withdrawal and the accumulation values illustrated will be reduced, based on an individual’s tax rate.
2 LIMRA, Not-for-Profit Survey, Q1, 2020 Results, based on 403(b) plan participants and contributions.
The 160-year history reference applies exclusively to Equitable Financial Life Insurance Company, which was founded in 1859.