Powerfully Simple® employee benefits
One of the easiest ways to protect your family, your assets and your health is to enroll in employee benefits through your employer. By selecting the benefits that are right for you and your family, you can save on routine costs, such as dental and eye exams, and protect against unexpected expenses with benefits that provide income when you need it most, regardless of how and what your medical benefits pay.
Our benefits can help you in three important ways.
Save on routine costs
These benefits offer coverage for preventive care and can share the cost if you need to fix a problem.
Protect your income
When you need it most, these benefits help cover some of your everyday expenses.
Protection for the unexpected
These benefits provide a cash payment to help cover costs as a result of an accident or serious illness.
Employee benefits can help your wallet
Savings to smile about
You could save $77-$148 when using an in-network dentist for a root canal procedure.1
Accidents happen
57% of U.S. adults are currently unable to afford a $1,000 emergency expense.3
Medical issues
67% of bankruptcies are caused directly by medical expenses.6
See better, for less
Without vision insurance, the costs of an eye exam, frames and lenses could be as much as $531, based on national averages.4
Be prepared for the unexpected
60% of Americans would struggle to cover the total costs of an unexpected hospital stay.5
Help prevent financial problems
More than a third of households would feel the financial impact within 1 month if the primary wage earner died.2
1 This is an example of member savings when using an in-network dentist based on lowest and highest fee schedules. Actual costs/savings may vary depending on location and provider charges.
2 2022 Insurance Barometer Study, Life Happens and LIMRA.
3 Source: The Associated Press-NORC Center for Public Affairs Research. (https://investedwallet.com/personal-finance-statistics/).
4 How Much Is An Eye Exam Without Insurance?
5 https://www.peoplekeep.com/blog/infographic-how-much-does-a-hospital-stay-cost
6 Source: https://www.nasdaq.com/article/medical-bankruptcy-is-killing-the-american-middle-class-cm1099561
Employee benefits resources
Vision
Find an eye doctor in our network.
Employee benefits FAQs
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Q: How do I file a claim?A: Use our claim forms to apply for employee benefits.
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Q: Who do I contact for customer service questions?A: Visit our contact us page to find the phone numbers and email addresses you need.
Already a member?
Find claim forms
Visit customer service to get in touch with us
Sign in to manage your account
Get your dental ID card: Text #myid to 32360
All group insurance products are issued either by Equitable Financial or Equitable America, which have sole responsibility for their respective insurance and backed solely by their claims-paying obligations. Some products are not available in all states.
NEW MEXICO BROKER, EMPLOYERS, AND RESIDENTS: Please be advised that this Suite of Insurance Products section of our website is not currently directed to, applicable to, or intended for any person residing in the state of New Mexico.