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Equitable and the Ohio Alternative Retirement Program (ARP)

You have the opportunity to participate in an Equitable 401(a) retirement plan to help you build assets for the future in a way that is convenient and flexible.

The Equitable 360 RetirementSM defined contribution program consists of a custodial account offered through Reliance Trust Company, LLC, within which plan participants’ chosen mutual fund shares are held, as well as a group fixed annuity contract (Generic Form Number 2106FA-MFrev, 2016FA-MF403b) issued by Equitable Financial Life Insurance Company (“Equitable”). Mutual funds made available through the program are distributed by Equitable Distributors, LLC, (“Equitable Distributors”). Equitable and Equitable Distributors are located at 1345 Avenue of the Americas, New York, NY 10105, (212) 314-4600. Equitable is solely responsible for meeting the obligations of the group fixed annuity contract.

Offered by affiliated and unaffiliated entities, the Equitable 360 RetirementSM program is the result of various strategic partnerships, including one between Equitable Distributors, LLC and PlanConnect,LLC. The Equitable Retirement Plan Services SM platform includes record keeping, trading and custodial services to plan sponsors for the program. Reliance Trust Company serves as custodian of mutual funds selected by plan participants. PlanConnect, LLC, serves as the platform’s record-keeper and third-party administrator. Equitable Retirement Plan Services SM and Equitable 360 Retirementsm are service marks of the contractual arrangements between affiliated and/or unaffiliated entities within the platform; PlanConnect® is a registered service mark of PlanConnect, LLC (100 Madison Street, Syracuse, NY 13202. (800) 923-6669). Equitable, Equitable Distributors, and PlanConnect, LLC are separate but affiliated companies. Reliance Trust Company is a separate and unaffiliated company.

The investments in this Equitable 360 RetirementSM program are subject to investment risks, including possible loss of the principal invested. They are not insured by the Federal Deposit Insurance Corporation nor are they deposits to, obligations of, or guaranteed by any bank.

For a program summary, which contains more complete information including investment objectives, risks, charges, and expenses, please contact your financial professional.  Please read the program summary carefully before you invest or send any money. 

While this webpage will summarize certain information about the Ohio Alternative Retirement Plan for your convenience, it is not official explanations of the program.  In the event of a discrepancy between any information provided and any information provided directly by the state of Ohio, the latter will prevail.  Equitable Advisors and its affiliates and associates do not provide tax/legal advice.

Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) NY, NY, Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with an administrative office in Charlotte, NC, and Equitable Distributors, LLC.  Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI and TN).  The obligations of Equitable Financial and Equitable America are backed solely by their claims-paying abilities.

GE-6386733.1 (02/2024) (Exp. 02/2026)