403(b) retirement plans
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Contact your advisor or plan administrator who can assist with plan-specific answers and details.
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Do you have a retirement plan through work?
Evaluate your retirement income potential using our retirement calculator. Make adjustments and add in other savings to see how changes affect your goals.
This informational calculator is not created, owned, or maintained by Equitable Advisors or its affiliates, nor has it been determined in our own testing to be precisely accurate. Equitable Advisors and its affiliates make no representation as to the calculator's accuracy, completeness, or applicability with regard to any person's individual circumstances. The calculator provides only general estimates; its hypothetical results should not be relied upon as a basis for any financial, investment, or other decision or determination.
IMPORTANT NOTE: Equitable believes that education is a key step toward addressing financial goals, and we've designed this tool as an informational and educational resource, intended to facilitate the review of your current financial situation, based on information and assumptions provided by you. This discussion and any hypothetical results or information provided herein do not offer or constitute investment advice and make no direct or indirect recommendation of any insurance, investment, financial product or investment option. Equitable and its affiliates do not provide tax or legal advice or services. Please consult with your tax and/or legal advisors regarding your particular circumstances. The needs, goals and circumstances of individuals are unique, and they require the individualized attention of a financial professional.GE-4043664.2 (12/2022) (Exp. 12/24)
Working with an advisor* yields more money, more satisfaction
Higher account balances. More confidence for the future. A common trait among top savers is that they get help from a financial professional to guide smart choices and keep their plan on track as life evolves.
Educators who work with a financial professional have higher 403(b) account balances. In fact, their median account balance was 23% higher.
Happier with savings
Working with a financial professional can lead to higher satisfaction among educators with their 403(b).
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*The use of the terms of “financial advisor” or “advisor” for purposes of the survey questions and responses by both the consumers and the financial advisors queried does not necessarily imply that the individual is a registered investment adviser (RIA). The use of these two terms is meant in a general sense of the word or phrase to describe working with an investment advisor, a licensed insurance agent or other financial professionals who may sell annuity products.
1LIMRA, Not-for-Profit Survey, Q1, 2017 Results, based on 403(b) plan participants and contributions. Equitable Financial Life Insurance Company (New York, NY) issues life insurance and annuity products. The obligations of Equitable Financial Life Insurance Company are backed solely by its claims-paying ability. Equitable Financial Life Insurance Company(NY, NY) was founded in 1859.