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We're the #1 provider of 403(b) plans for K-12 schools for 10 consecutive years1

We've been working with educators for over 160 years, and understand your individual needs & priorities.2

Retirement calculator

Make meaningful progress toward a more confident future in just a few minutes.

Video transcript: At Equitable, we understand the big questions educators face when it comes to saving for retirement like: How to do I start, how do I find the extra money, how do I make it last?
We help educators confidently prepare for their future with personalized financial guidance and plans designed to help maximize savings.
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Let’s plan how.

Retirement calculator

Make meaningful progress toward a more confident future in just a few minutes.

I am years old and earn a year.

I have saved for retirement and contribute every . Annual salary must be between $20,000 and $500,000. Savings must be between $0 and $9,999,999. Maximum yearly contribution is $23,500 for people ​under age 50. ​For people who turn 50 by the end of of the year​, ​an additional ​catch-up contribution allowance of $7,500 is permitted. For ages 60-63, the ​additional ​catch-up ​contribution is $11,250. Contribution cannot be more than annual salary ($).

This informational calculator is not created, owned, or maintained by Equitable Advisors or its affiliates, nor has it been determined in our own testing to be precisely accurate. Equitable Advisors and its affiliates make no representation as to the calculator's accuracy, completeness, or applicability with regard to any person's individual circumstances. The calculator provides only general estimates; its hypothetical results should not be relied upon as a basis for any financial, investment, or other decision or determination.

IMPORTANT NOTE:  Equitable believes that education is a key step toward addressing financial goals, and we've designed this tool as an informational and educational resource, intended to facilitate the review of your current financial situation, based on information and assumptions provided by you. This discussion and any hypothetical results or information provided herein do not offer or constitute investment advice and make no direct or indirect recommendation of any insurance, investment, financial product or investment option. Equitable and its affiliates do not provide tax or legal advice or services. Please consult with your tax and/or legal advisors regarding your particular circumstances. The needs, goals and circumstances of individuals are unique, and they require the individualized attention of a financial professional.

GE-7419326.1 (12/2024) (Exp. 12/2028)

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Additional resources

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Close your pension gap with a 403(b)

We all want to be confident that we’ve got enough to retire on. But the truth is, your pension and Social Security may not be enough.

Learn more

female teacher pointing to a math problem on a white board and explaining it to three adult students
The #1 provider of 403(b) plans for K-12 schools 1

Educators trust us because we have a proud history of supporting the educator community.

Learn more

1LIMRA, Not-for-Profit Survey, Q1 2024 Results, based on 403(b) plan participants and contributions. This applies specifically and exclusively to Equitable Financial Life Insurance Company (Equitable Financial).

2This applies specifically and exclusively to Equitable Financial Life Insurance Company (Equitable Financial).

GE-5718000.1 (06/2023) (Exp. 06/2025)