403(b) enrollment with Equitable

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John Doedoedoe

(908) 555-1212

3 reasons you’ll thank yourself for starting

Lowers your taxes and increases your savings
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Working with a financial professional can ease concerns educators have about their retirement goals, especially inflation.1
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Helps you save enough to have the type of retirement you’ve always wanted.

1 Source: Equitable's Value of the Advisor study, 2022.

Variable annuities are long-term financial products designed for retirement purposes.  There are contract restrictions, limitations, fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and withdrawal charges and administrative fees.  A financial professional can provide cost information and complete details.  Withdrawals are subject to ordinary income tax treatment and may be subject to an additional 10% federal income tax penalty.  Contact a financial professional for costs and complete details.  Withdrawals may also be subject to a contractual withdrawal charge of 5% in the first five prior contract years for the EQUI-VEST Series 201 contract.  Variable annuities are subject to market risk including loss of principal.

An annuity contract that is purchased to fund an employer-sponsored retirement savings plan should be done so for the annuity's features and benefits other than tax deferral.  For such cases, tax deferral is not an additional benefit for the annuity.  You may want to consider the relative features, benefits and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement.

Please consider the charges, risks, expenses and investment objectives carefully before purchasing a variable annuity.  For a current prospectus containing this and other information please contact a financial professional.  Read it carefully before you invest or send money.

Please be advised that this webpage is not intended as legal or tax advice.  Accordingly, any tax information provided is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer.  The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.

Issued by:  Equitable Financial Life Insurance Company (Equitable Financial), NY, NY.  Distributed by Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN) and Equitable Distributors, LLC.

Equitable Financial, Equitable Advisors and Equitable Distributors are affiliated companies.

Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY), Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company, and Equitable Distributors, LLC.  The obligations of Equitable Financial and Equitable America are backed solely by their claims-paying abilities.  

GE-5797854.1 (07/2023) (Exp. 07/2025)