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1“Retirement Research 2012: Use and Impact of Advisors,” LIMRA; “A Survey of Retirement Readiness,” Investment News, October 2, 2011; “Working with an Advisor,” ING Retirement Research Institute, 2010.
Variable annuities are long-term financial products designed for retirement purposes. There are contract restrictions, limitations, fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and withdrawal charges and administrative fees. A financial professional can provide cost information and complete details. Withdrawals are subject to ordinary income tax treatment and may be subject to an additional 10% federal income tax penalty. Contact a financial professional for costs and complete details. Withdrawals may also be subject to a contractual withdrawal charge of 5% in the first five prior contract years for the EQUI-VEST series 201 contract. Variable annuities are subject to market risk including loss of principal.
An annuity contract that is purchased to fund an employer-sponsored retirement savings plan should be done so for the annuity's features and benefits other than tax deferral. For such cases, tax deferral is not an additional benefit for the annuity. You may want to consider the relative features, benefits, and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement.
Please consider the charges, risks, expenses and investment objectives carefully before purchasing a variable annuity. For a prospectus containing this and other information, please click here or contact a financial professional. Read it carefully before you invest or send money.
"Equitable" is the brand name of Equitable Financial Services, LLC and its family of companies, including Equitable Financial Life Insurance Company (NY, NY), Equitable Advisors, LLC, and Equitable Distributors, LLC. The obligations of Equitable Financial Life Insurance Company are backed solely by their claims-paying ability.
Equitable Financial Life Insurance Company (New York, NY). Distributors: Equitable Advisors, LLC (member FINRA, SIPC) and Equitable Distributors, LLC.
Equitable, Equitable Advisors, and Equitable Distributors are affiliated companies.Please be advised that this information is not intended as legal or tax advice. Accordingly, any tax information provided on this page is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and participants should seek advice based on their particular circumstances from an independent advisor. Equitable, Equitalble Advisors and Equitable Distributors do not provide tax or legal advice.