Ohio Alternative Retirement Program
Look forward to a comfortable retirement with Equitable
Are you ready to take small, manageable steps to reach your retirement savings goals? Equitable can help.
Eligible academic and administrative employees of public institutions of higher education who are covered under the Public Employees Retirement System (PERS), School Employees Retirement System (SERS), or State Teachers Retirement System (STRS) may choose not to participate in the state retirement system and instead enroll in the Ohio Alternative Retirement Program (ARP).
Equitable Financial is pleased to be a provider of this plan. We can help you build the retirement assets you need to retire comfortably and confidently, with flexible plans that offer full and immediate vesting of all of your contributions.
Ohio ARP Programs
Select a program option below based on your school.
Bowling Green State Univ., Miami Univ., Shawnee State Univ., Northeast Ohio Medical Univ.
Cincinnati State Technical, Cleveland State Univ., Columbus State Comm. College, Cuyahoga Comm. College, Kent State Univ., Lakeland Comm. College, Northwest State Comm. College, Ohio Univ., Owens Comm. College, Sinclair Comm. College, Ohio State Univ., The Univ. Of Akron, Univ. Of Toledo, Univ. Of Cincinnati, Univ. Of Toledo, Wright State Univ., Youngstown State Univ.
Get the basics with our Comfortable Retirement Guide. Topics include:
- Importance of starting early
- Catch-up strategies for late-starters
- Balancing risk and reward
- Rebalancing your investments for your goals
If you have questions, call (800) 551-2423 to speak with a local Ohio Equitable financial professional or complete the following form to set up a meeting today.
Retirement income calculator
Are you saving enough for retirement? This calculators will help determine where you stand:
Check the background of your financial professional or broker dealer with FINRA BrokerCheck
While these links will summarize certain information about the Ohio SERS/PERS/STRS/ARP for your convenience, they are not official explanations of the program. In the event of a discrepancy between any information provided and any information provided directly by the state of Ohio the latter will prevail. Equitable Advisors and its affiliates and associates do not provide tax/legal advice.
The information on this website must be preceded or accompanied by all applicable prospectuses, or for 401(a) plans only, the program summary. The prospectuses and the program summary contain more detailed information about the contract/certificate, including investment objectives, risks, charges and expenses. Please read the prospectus and product brochure and consider this information carefully before investing.
All guarantees and payments are based on the claims-paying ability of Equitable Financial.
Products funding group retirement plans are issued by Equitable Financial Life Insurance Company (Equitable Financial) NY, NY.
Financial Professionals offer securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN). Investment advisory products and services offered through Equitable Advisors, LLC, an SEC registered investment advisor. Annuity and insurance products offered through Equitable Network, LLC, which conducts business in CA as Equitable Network Insurance Agency of California, LLC, in UT as Equitable Network Insurance Agency of Utah, LLC, in PR as Equitable Network of Puerto Rico, Inc.