Farmers Insurance

Our purpose is simple: to help provide financial security for our clients and their families.

We are pleased to expand our Farmers' distribution agreement with the addition of Investment Edgesm. Below you will find all the materials you'll need to get started with each product line.

Annuities 

Retirement Cornerstone® , Structured Capital Strategies® & Investment Edge®

Below you will find all the materials you'll need to get started with our Retirement Cornerstone®, Structured Capital Strategies® and Investment Edge® annuities. For additional information, visit www.equitable.com or call the Equitable Distributors Sales Desk at 888.517.9900. Click here to find your Equitable Wholesaler.

Retirement Cornerstone®

Structured Capital Strategies®

Product training recordings

Currently being updated

Reference materials

Fact card:

Performance cap rates:

Investment Edge®

Reference materials

401(k) : Retirement Gateway® variable annuity

Below you will find all the materials you'll need to get started with our Retirement Gateway®For additional information, visit www.equitable.com or call the Equitable 401(k) Sales Desk at 866.401.3030, option

1. Click here to find your Equitable Wholesaler.

Product training recordings

Currently being updated

Reference materials

Materials for financial professionals

Employee education

Empowering Employees through Education

403(b) 

EQUI-VEST®variable annuity

We are excited about the new distribution agreement with Farmers Financial Solutions! Below you will find all the materials you'll need to get started with our EQUI-VEST® variable annuity.  For additional information, visit equitable.com or call the EQUI-VEST® Sales Desk at (866) 401-3030, option 3. Click here to find your Equitable Wholesaler.

Reference materials

Grow Your Business with Equitable
Provides a brief overview of the benefits of working with Equitable.

Facts About a 403(b) Plan 
Explains basic features and benefits of a 403(b) plan; A non-product specific brochure that helps address several FAQs & items to consider about 403(b) plans.

How Does a 403(b) Plan Fit Into My Retirement Savings?
Provides a short overview of 403(b) plans & introduces the EQUI-VEST® Series 201 variable annuity product from Equitable.

EQUI-VEST® Investment Options
Lists investment options in order of risk from conservative to more aggressive.

Structured Investment Option Case Study
For financial advisor use only; provides a hypothetical scenario where the Structured Investment Option (SIO) might meet the needs of a client with similar demographics and background.

Personal Income Benefit Case Study 
For financial advisor use only; provides a hypothetical scenario where Personal Income Benefit might meet the needs of a client with similar demographics and background.

EQUI-VEST® Product & Services Guide
For financial advisor use only; provides an overview of the features and benefits of the EQUI-VEST® series 201 variable annuity product.

457(b)

Retirement Gateway® variable annuity

We are excited about the new distribution agreement with Farmers Financial Solutions! Below you will find all the materials you'll need to get started with our Retirement Gateway® for 457(b) plans. For additional information, visit www.equitable.com or call the Equitable 457(b) Sales Desk at 1-866-401-3030, Option 6. Click here to find your Equitable Wholesaler.

Retirement Gateway® reference materials

Retirement Gateway® financial professional materials

Your Organization's Retirement Plan : An Innovative Strategy 

An annuity is a long-term financial product designed for retirement purposes.  In essence, an annuity is a contractual agreement which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date.  Typically, annuities have mortality and expense charges , account fees, administrative fees, and charges for special contract features.  In addition, annuity contracts have exclusions and limitations.  Distributions taken to annuitization are generally considered to come from the gain in the contract first.  If the contract is tax-qualified, all withdrawals are treated as distributions of gain.  Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59½ , may be subject to an additional 10% federal tax.  Variable annuities are subject to investment risks, including the possible loss of principal investment.

Your clients should carefully consider their investment objectives and the charges, risks, and expenses of the variable annuities being offered as stipulated in the individual prospectuses, before investing.  For prospectuses containing this and other information, please call the Sales Desk.  Please encourage your clients to read it carefully before investing or sending money. 

Annuity products are issued by Equitable Financial Life Insurance Company (NY, NY). Variable annuities are co-distributed by affiliates Equitable Advisors, LLC (members FINRASIPC) and Equitable Distributors, LLC.

For Financial Professionals Use Only.  Not to be Distributed to the General Public.

IU-119341 (08/2018)