Long-Term Care Servicessm Rider

Available with our single permanent life insurance policies, the Long-Term Care Servicessm Rider (LTCSR) is designed for clients who need both life insurance protection and a relatively affordable, effective way to pay for potential long-term care costs.

LTCSR with variable universal life policies

See how adding the LTCSR with VUL Optimizersm and VUL Legacysm  now offers more flexibility without the typical trade-offs.

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VUL policies with LTCSR to be issued in CA, FL or NY

LTCSR with indexed universal life policies

See how adding the LTCSR to our single life IUL products can give your clients flexibility in how to use the benefits. 

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