Part II: A primer on the aging brain - five strategies for communicating with prospects

The Long-Term Care ServicesSM Rider (LTCSR) comes at an additional cost and does have restrictions and limitations. A client may qualify for the life insurance but not the rider and vice versa. The LTCSR is paid as an acceleration of the death benefit.

Life insurance is issued by Equitable Financial Life Insurance Company or Equitable Financial Life Insurance Company of America (Equitable America), an Arizona stock corporation with its main administration office in Jersey City, NJ and are co-distributed by Equitable Network, LLC, (Equitable Network Insurance Agency of California in CA; Equitable Network Insurance Agency of Utah in UT; Equitable Network of Puerto Rico, Inc. in PR) and Equitable Distributors, LLC. When sold by New York based (i.e. domiciled) financial professionals life insurance is issued by Equitable Financial Life Insurance Company (New York, NY).
 

Life insurance contains exclusions, limitations, and terms for keeping it in force. For costs and complete details, contact a Financial Professional.

Equitable and its affiliates are not affiliated with Dr. Sandra Timmermann.

IU-2951209 B (02/2020) (Exp. 09/2020)