About Retirement Gateway®
Retirement Gateway® group variable annuity is a long-term financial product designed for retirement purposes. In simplest terms, it allows company employees to build assets by contributing on a tax-deferred basis and at some point in the future, if they choose, to begin receiving retirement income. To provide the investment and insurance-related benefit, a group variable annuity contains certain fees, including contract fees, a mortality and expense charge, administrative charge, withdrawal charges, investment option fees and charges for any optional benefits elected.
Group variable annuities will fluctuate in value and may be affected by market declines, including a possible loss of principal.
Retirement Gateway® and the Personal Income Benefitsm feature may not be available in all jurisdictions or in all plans.
Retirement Gateway® is a group variable annuity that can be used to fund a tax-deferred retirement plan. Annuities used to fund these plans do not offer any extra tax benefits. If you are buying a Retirement Gateway® group variable deferred annuity to fund a plan, you should do so for its features and benefits other than tax deferral. For costs and complete details, contact your financial professional.
Click here to gain access to the Retirement Gateway® product brochure and the trust investment option prospectus.
The applicable program disclosure documents, the trust investment option prospectus and the Retirement Gateway® product brochure contain more detailed information about the contract, including investment objectives, risks, charges and expenses. Please read them and consider this information carefully before investing.
Withdrawals from annuities are subject to normal income tax treatment and, if taken prior to age 59½, may be subject to an additional 10% federal income tax penalty. Withdrawals may also be subject to a contractual withdrawal charge, which will not exceed 6% of the amount withdrawn or last longer than five years from the date of contribution. AXA Equitable may discontinue the acceptance of, and/or place limitations on, contributions and transfers into the contract and/or certain investment options.
Annuities contain certain risks and limitations. For costs and complete details, please contact a financial professional.
This page is not a complete description of the Personal Income Benefitsm or the Retirement Gateway® group variable annuity.
The Retirement Gateway® group variable annuity is issued by AXA Equitable Life Insurance Company, New York, NY. Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC (members FINRA, SIPC). AXA Equitable, AXA Advisors, and AXA Distributors do not provide legal or tax advice.
All guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company.
Contract form #: 2005GAC-QP, 2012RDPIB-RG, 2012QPRG, 2011RG-457 and any state variations.
“Equitable” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), AXA Advisors, LLC and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by its claims-paying ability.