Retirement planning fundamentals

Providing for income in retirement

Estimate how much you'll need to save and learn how compounding and the tax benefits of retirement savings may help you achieve your retirement goals.

Types of retirement savings accounts

IRAs, annuities, employer-sponsored retirement savings plans and more to help you prepare for a comfortable retirement.

Getting an early start

If you're in your 20s or late 30s, you’re in luck. Contributing now to tax-advantaged retirement savings vehicles may help your money work even harder for you.

Catch-up retirement savings options for those who got a late start

Entering your 40s or 50s and behind in your retirement planning goals? Don't fret. You've still got time to get your financial plan back on track.

Balancing risk and reward

All investments have risks. In order to figure out how to manage risk, you must first understand it.

Strategies for investment success

You can potentially reduce your investment risk and increase your chances of meeting your investment goals by strategically allocating your investments among each of the major asset classes based on your unique financial goals, risk tolerance, and time horizon.

Rebalancing and reevaluating your retirement goals

Conducting an annual review of your retirement goals and strategy is a great way to help ensure that your plans for your financial future remain realistic and on track.

Getting close to retiring?

After years of saving and investing, you are finally getting ready to enjoy the benefit of your planning and hard work. But there are still decisions that need to be made.

Asset allocation and re-balancing, methods of positioning assets among major investment categories, does not guarantee a profit or protection against a loss.
Equitable believes that education is a key step toward addressing your financial goals, and we've designed this material to serve simply as an informational and educational resource. Accordingly, this discussion does not offer or constitute investment advice and makes no direct or indirect recommendation of any particular product or of the appropriateness of any particular investment-related option. Your needs, goals and circumstances are unique, and they require the individualized attention of your financial professional. But for now, take some time just to learn more.
Please be advised that this information document is not intended as legal or tax advice.  Accordingly, no tax information provided herein is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer.  The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.
GE-4333004.1 (03/2022) (Exp. 03/2024)