Equitable Term-in-10sm

Help your clients get protection they need in just 10 minutes. That's time well spent.

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In 10 minutes or less, you can provide life insurance for your clients with Term-in-10sm. It’s a whole new way to offer the protection your clients need — and quite possibly the most valuable 10 minutes you’ll spend today.

Term-in-10sm is more than just accelerated underwriting for life insurance protection. It’s an all-digital, no-exam, instant-issue experience for your clients that provides a greater opportunity for you to expand your business efficiently and gets your clients the protection they need in under 10 minutes.

Start a case

See what others think about Term-in-10sm

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It’s so efficient and straightforward. I think it’s the future of where we’re headed for writing term insurance.

— Hugo Castro, CFP®, CLU, ChFC® Executive Vice President, Equitable Advisors

Hugo's success story
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When it comes to making the sale, Term-in-10sm is nothing like anything I’ve ever experienced in the life insurance world. It’s instant gratification for both me and the client. That’s exciting!

— Samantha Curtin, MBA Equitable Advisors

Samantha's success story

Grow your business

Benefits of offering Term-in-10sm to your clients:

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Build your portfolio

Add life insurance to help build more resilient portfolios

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Utilize your expertise

Leverage your expertise instead of managing cases through the underwriting process

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Create time for new opportunities

Spend more time with other revenue-generating business opportunities because decisions are made in under 10 minutes

Client materials

Client brochure

Gives prospects a quick overview of the product and its benefits.

Client case study

Provides an example of why the Term-in-10sm process and protection fits the needs of a new client.

An exciting new way to sell life insurance

Find out all you need to know to sell simple, flexible protection.

Financial professional materials

Term-in-10sm FAQs

Contact us

For questions or assistance with a Term-in-10sm case, one of our Life Insurance Sales Desk representatives will give you a call.

Need help with a Life Insurance product?

Call (800) 777-6510

Term-in-10sm may not be available in all jurisdictions. Some states may vary the terms and conditions.

A life insurance policy is backed solely by the claims-paying ability of the issuing life insurance company. It is not backed by the broker/dealer or
insurance agency through which the life insurance policy is purchased or by any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of the issuing life insurance company.

Term insurance policies are issued by Equitable Financial Life Insurance Company and are co-distributed by Equitable Network, LLC (Equitable Network Insurance Agency of California in CA; Equitable Network Insurance Agency of Utah in UT; Equitable Network of Puerto Rico, Inc. in PR) and Equitable Distributors, LLC.

For financial professional use only. Not for distribution to the public.

IU-9056701.1 (08/2026) (Exp. 08/2028)