Life insurance

Life insurance information and strategies for each stage of life


Term life insurance

Term Series

Simple protection for a limited time. If you only need life insurance for a certain number of years, or if cost is a prime consideration, Term may be right for you.

Benefits
Fixed premiums
Protection
Temporary

Indexed Universal life insurance

IUL Protect

A flexible-premium, cost effective universal life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a select account and/or a guaranteed interest account.

Benefits
Permanent protection
Affordable
Flexible premiums

Indexed Universal life insurance

BrightLife® Grow

A flexible-premium universal life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, so you can participate in the upside potential of the equities markets with built-in guaranteed downside protection.

Benefits
Designed for accumulation
Downside protection
Flexible premiums

Variable Universal life insurance

VUL Optimizersm

Life insurance protection with the potential for cash value accumulation through customized, professionally-managed investment portfolios as well as a wide array of investment options of your choice. 

Benefits
Accumulation potential
Investment options
Flexible premiums

Variable Universal life insurance

VUL Legacysm

Designed for individuals looking for affordable permanent life insurance who also want to put their premium dollars to work via market-sensitive investment options.

Benefits
Affordable
Investment options
Flexible premiums

Survivorship life insurance

VUL Survivorship

Life insurance protection for couples looking for insurance protection and the potential to supplement their retirement income.        

Benefits
Growth potential
Downside protection
Tax-free retirement income

Life Insurance: is not a deposit of any bank; is not FDIC insured; is not insured by any federal government agency; is not guaranteed by any bank or savings association.

1 Withdrawals and loans from life insurance policies may be subject to fees, penalties, and income taxes depending on the specific life insurance policy and the policyholder’s tax situation. Withdrawals reduce the policy value and death benefit. Loans taken from the policies also accrue interest, which will further decrease the policy's cash value and death benefit.

Life insurance and annuities are issued by AXA Equitable Life Insurance Company (AXA Equitable) and by various unaffiliated carriers through AXA Network, LLC and its subsidiaries. Co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, members FINRASIPC. AXA Equitable, AXA Network, AXA Distributors and AXA Advisors are affiliated companies. All guarantees are based on the claims-paying ability of AXA Equitable. The guarantees do not apply to the investment portfolios. AXA Financial, Inc. and its subsidiaries do not provide tax or legal advice.

This material is provided for informational purposes only. Please consult your tax and/or legal advisors regarding your particular circumstances.

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