Retirement articles

How much do you need to retire?

You'll generally need at least 70% of your final working years' income each year to maintain your lifestyle after retiring.

Help build a bigger nest egg with annuities

One reason annuities can be an attractive consideration is that they can help build more value over time.

Retirement savings vehicles

The decisions you make on how you receive your retirement funds will have varied long-term consequences that should be carefully considered.
Both traditional and Roth IRAs feature tax-advantaged growth of earnings.
An IRA can become the cornerstone of your personal retirement savings program, providing the foundation for your financial security.
A Roth IRA allows you to receive tax-free distributions of your retirement funds in return for making nondeductible contributions now.
A 401(k) plan can become the cornerstone of your personal retirement savings program, providing the foundation for your future financial security. 
Some employers allow 401(k) loans only in cases of financial hardship, but you may be able to borrow money to buy a car, to improve your home, or to use for other purposes. What are some of the pros and cons?
Recognize the key features that many employer-sponsored plans share.
As you make decisions, think about your overall retirement plan.
Social security 
Saving for retirement
New to annuities? Review this list of frequently used terms designed to help you ask the right questions.
See if you qualify for The Saver's Credit, a dollar-for-dollar reduction in income tax.
Men and women may not be on equal footing when it comes to investing for the future. 
Why consider consolidating your retirement plan accounts?
Increasing your current contribution can make a big difference in the ability to grow your account over the long term.
Aiming for long-term investment returns and steady growth potential.
Investment risk comes in many forms, and each can affect how you pursue your financial goals.
You can't afford to ignore the corrosive effect rising prices can have on the value of your assets.
Retirement in the future will scarcely resemble the conventional image of lazy days spent on cruise ships and golf courses.
No matter how old you are when you start thinking seriously about saving and investing, it's never too late to begin.
A defined benefit plan guarantees you a certain benefit when you retire.
You can't just look at the offer itself; you have to consider your total financial picture.
Today's tax-advantaged plans are highly vulnerable to tax losses.

Information provided in these articles has been prepared from sources and data we believe to be accurate, but we make no representation as to its accuracy or completeness.

Equitable Financial Life Insurance Company (NY, NY). Securities are offered through Equitable Advisors, LLC, NY, NY 212-314-4600 (member FINRA / SIPC). Equitable and Equitable Advisors are affiliated companies and do not provide legal or tax advice or services.

GE-130270 (02/2018) (Exp. 02/2020)