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Decumulation

Planning

Understanding decumulation: Spending wisely in retirement

As you move into your retirement years, you’re likely thinking about the big shifts and changes of this new phase— from new day-to-day routines to extra time to spend pursuing hobbies or with loved ones. One major change you should also be considering is the shift from the years of saving and investing that got you to this point, to the new need to be strategic about spending.

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