403b and 457b retirement plans

Why plan sponsors and consultants choose Equitable

Connect with Equitable

Experience behind the choice

For more than 165 years, Equitable has helped people build and secure their financial futures.

We offer retirement plans backed by that legacy of strength and stability and decades of innovations1:

403(b)

Designed to meet the unique needs of educators and non-profit employees across the country.

457(b)

Designed for those who work for the state and local government and can help supplement employee pensions. 

Work with the industry leader

We've been the #1 provider of K-12 403(b) plans for more than a decade.2

We're also the #1 variable annuity provider for three years running.3

More for your plan. More for your employees.

For plan sponsors

  • Simpler administration with dedicated support from implementation onward
  • Streamlined digital tools that make plan management and recordkeeping easier
  • Flexible plan design with resources to support better retirement outcomes for participants

For employees

  • Personalized guidance to help them make informed retirement decisions
  • Support on their terms in person, by phone or online
  • Flexible savings strategies that can adapt as their needs change

Provider choice can help educators save more for retirement

According to a recent study, many K-12 employees who work with a financial professional have measurably better outcomes and demonstrate more effective financial behaviors. 

Read the white paper

Let's talk about your plan

Connect with an Equitable Regional Vice President to discuss your priorities and explore the retirement plan strategies that fit your organization and employees.

Please fill out your information if you would like your local Equitable Representative to contact you.

What are you interested in? Please select all that apply.

1 The 165-year history, as well as references to strength and stability, apply solely and exclusively to Equitable Financial Life Insurance Company (Equitable Financial).

2 LIMRA, Not-for-Profit Survey, Q1 2026 Results, based on 403(b) plan participants and contributions. Survey results include Equitable Financial Life Insurance Company (Equitable Financial) and Equitable Financial Life Insurance Company of America (Equitable America) issued plans.

3 The data provided is based exclusively on total sales figures up to the end of 2025. This ranking does not consider investment performance, product quality, or other factors. Source: Secure Retirement Institute U.S. Individual Annuities Sales Survey, 2024, 2025, 2026.

Issues by Equitable Financial Life Insurance Company, NY, NY or by Equitable Financial Life Insurance of America, an AZ stock company with an administrative office in Charlotte NC. 

GE-9141623.1 (09/2026) (Exp. 09/2030)