New Jersey ABP and ACTS Program
Look forward to a comfortable retirement with Equitable
Are you ready to take small, manageable steps to reach your retirement savings goals? Equitable can help. As an employee of New Jersey’s public colleges and universities, you have access to the state of New Jersey’s Alternate Benefit Program (ABP) and/or the Additional Contributions Tax-Sheltered (ACTS) Program.
Already an Equitable client? Access your account online here.
Get the basics with our Comfortable Retirement Guide. Topics include:
- Importance of starting early
- Catch-up strategies for late-starters
- Balancing risk and reward
- Rebalancing your investments for your goals
- Easily build a diversified portfolio
- Participate in market gains and protect against declines
- Receive income the way you want it
- Receive personalized service
If you have questions, call (866) 752-0072 to speak with a local New Jersey Equitable financial professional or click here to complete a form to set up a meeting.
Tools and calculators
Are you saving enough for retirement? This calculator will help determine where you stand:
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While these links will summarize certain information about the New Jersey ABT/ACTS for your convenience, they are not official explanations of the program. In the event of a discrepancy between any information provided and any information provided directly by the state of New Jersey the latter will prevail. AXA Advisors and its affiliates and associates do not provide tax/legal advice.
The information on this website must be preceded or accompanied by all applicable prospectuses, or for 401(a) plans only, the program summary. The prospectuses and the program summary contain more detailed information about the contract/certificate, including investment objectives, risks, charges and expenses. Please read the prospectus and product brochure and consider this information carefully before investing.
All guarantees and payments are based on the claims-paying ability of Equitable.
"Equitable" is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY,NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, N.J.), AXA Advisors, LLC (member FINRA, SIPC), and AXA Distributors, LLC (member SIPC). AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company and MONY Life Insurance Company of America are backed solely by their claims-paying ability.