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Temporary Disability Insurance provides cash benefits to New Jersey workers who have to stop working due to a physical or mental health condition or other disability unrelated to their work. The healthcare provider certifies how long you need to recover from your medical condition, up to a maximum of 26 weeks. Most employers in New Jersey are required to have Temporary Disability Insurance for their employees.
With Equitable, you get a Powerfully Simple® approach. We simplify administration and bring the experience, agility and resources to manage these benefits while delivering a high-quality experience for every employee and employer. Contact us to learn about the Temporary Disability Benefits from Equitable.
*Equitable does not offer Family leave Insurance in New Jersey.
| Temporary Disability Benefits (TDB) |
Qualifying Leave Reasons | Employee’s own non-work-related illness or injury |
Benefit Waiting Period | 7 days
|
Benefit Amount | 85% of average weekly wage |
Maximum Weekly Benefit | $1,119 (effective 1/1/2026) |
Maximum Benefit Duration | 26 weeks or the period for benefits to equal 1/3 of the employee’s total wages in the base year, whichever is lesser |
Contributions |
|
| Family Leave Insurance (FLI) |
Qualifying Leave Reasons | Bond with a new child (birth, adoption, or foster care placement) Care for a family member with a serious health condition Care for yourself or a family member who is a victim of domestic or sexual violence |
Benefit Waiting Period | None |
Benefit Amount | 85% of average weekly wage |
Maximum Weekly Benefit | $1,199 (effective 1/1/2026) |
Maximum Leave Duration |
No more than 12 weeks in a benefit year for all leaves combined. |
Contributions |
|
This information is current has of January 1, 2026 and is subject to change. Information is reviewed and updated periodically when individual states issue updates. The information is for general informational purposes only and does not purport to be complete or to cover every situation. Please note this information does not constitute legal advice. You must consult with your own legal advisors to determine how these laws will affect you.
Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY), Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company, and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI and TN).
All group insurance products are issued either by Equitable Financial or Equitable America, which have sole responsibility for their respective insurance and are backed solely by their claims-paying obligations. Some products are not available in all states.
GE-8474912.1 (10/2025) (Exp. 10/2029)