Relationship Summary, General Conflicts of Interest Disclosure and Related Materials

• Relationship Summary (Form CRS)
• General Conflicts of Interest Disclosures
• Annuities Disclosure Form (NY Reg 187)
• Life Insurance Disclosure Form (NY Reg 187)
• NAIC Buyer’s Guide
• Non-Proprietary Variable Annuities List
• Non-Proprietary Variable Annuities Life Products List
• Third Party Compensation and Conflicts of Interest Disclosure

Insured Cash Account Program information

Accounts that clear through LPL Financial, including brokerage, Strategic Asset Management and other LPL Financial-sponsored investment advisory accounts, provide an Insured Cash Account Program. The Insured Cash Account (ICA) Program is an FDIC-insured bank-deposit cash sweep program, subject to certain limitations and other requirements. Click on the links below for additional information on the program.

• Insured Cash Account Program Disclosure Booklet
• Insured Cash Account Bank List
• Insured Cash Account Rates
• Insured Cash Account Bank List (Business Accounts)
• Insured Cash Account Bank List (Qualified Accounts)

Deposit Cash Account Program information

Advisory IRA Accounts that clear through LPL Financial, provide a Deposit Cash Account Program. The Deposit Cash Account (DCA) Program is a FDIC-insured bank-deposit cash sweep program, subject to certain limitations and other requirements. Select the document links below for additional information on the program.

• Deposit Cash Account Program Disclosure Booklet
• Deposit Cash Account Bank List
• Deposit Cash Account Rates