Structured Capital Strategies PLUS® Variable Annuity
An indexed variable annuity that offers a level of protection and growth potential
Build a retirement strategy that can deliver through market ups and downs
With levels of downside protection and options for locking in growth, our Structured Capital Strategies PLUS® indexed variable annuity can be customized to complement a variety of investment styles.
Ready to learn more?
Call our Individual Retirement Sales Desk
(888) 517-9900Monday–Friday, 8 a.m. - 7 p.m. ET
For financial professionals only. If you are an individual investor please contact your financial professional for more information.
A flexible indexed variable annuity with a level of downside protection and opportunities to locked-in growth
Ease concerns about volatile markets
Choose a level of downside protection, up to 20%, with our Segment Buffer options.1
Maximize growth opportunities
Make money in any market scenario — even when markets are flat or down.
Make the most of flexible options
Customize a retirement strategy by selecting an index, time frame and protection level. Plus change an investment before maturity.With zero explicit fees, clients can keep more of their money working for them with Structured Capital Strategies PLUS® indexed variable annuity.2
Structured Investment Options (SIOs) create more opportunities for growth
There’s an SIO for every market scenario
Up
Down
Up AND down
Sideways
Learn more about how our SIOs work
Get all the tools and resources you need
Another innovative retirement strategy from an industry leader
We invented the Registered Index-Linked Annuity (RILA) in 2010, and financial professionals like you have helped us reach #1 in RILA sales 13 times in 14 years.*
* This information is based solely upon and up to year-end 2023 total sales. This ranking does not reflect or account for investment performance, product quality or other criteria. Source: Secure Retirement Institute U.S. Individual Annuities Sales Survey, 2024. GE-6422223.1 (Exp. 3-25)
We’re here to help you build your business
Create customized retirement strategies that offer growth opportunities and a level of downside protection with our support.
(888) 517-9900
Monday–Friday, 8 a.m.–7 p.m. ET
For financial professionals only. Individual investors should contact your financial professional for more information.
Ready to take the next steps?
- Complete NAIC training requirements. Log into POL (Primerica Online) then follow this path to access your product-specific course work: Other Licensing > Steps to Licensing > Variable Annuity tab > Go through Steps 1 and 2. Representatives should complete required state annuity training (if required by state), Equitable-specific product training (required in all cases) and any Primerica training.
- To register for access to www.equitable.com, please complete the Financial Professional Self-Registration process by following these six steps:
Step 1: Click the Sign in button in the upper right corner of the page.
Step 2: Select Register Now.
Step 3: Select Financial Professional, then Annuities. Confirm your identity with the following items: Last name | DOB | Last 4 digits of your SSN | "Have you sold an Equitable annuity policy or contract?"
Step 4: Complete two-step verification process with email or phone number.
Step 5: Create user ID and password.
Step 6: Complete secret questions, agree to the usage agreement and click submit.
For financial professionals only. Individual investors should contact your financial professional for more information.
1 Up to -30% Segment Buffer available for New York contracts.
2 Expenses related to administration, sales and certain risks in the contract are factored into the Performance Cap Rate. If the optional Return of Premium Death Benefit is chosen, fees and charges will apply.
Structured Capital Strategies PLUS® is a variable and index-linked deferred annuity contract. Equitable Financial and Equitable America, upon advance notice to the investor, may discontinue, suspend or change contributions and transfers into investment options or make other changes in contribution and transfer requirements and limitations. Equitable Financial and Equitable America, upon advance notice to the investor, reserves the right to discontinue, suspend or change Segment offerings. Certain features and benefits described herein may not be available in all jurisdictions. In addition, some distributors may eliminate and/or limit the availability of certain features or options, based on annuitant issue age or other criteria.
This page does not cover all material provisions of the Structured Capital Strategies PLUS® contract. This must be preceded or accompanied by a current Structured Capital Strategies PLUS® prospectus, which contains detailed information about the Structured Capital Strategies PLUS® contract, including risks, charges, expenses, investment objectives, limitations and restrictions. Investors should carefully read the prospectus before purchasing a contract. You can access the prospectus through the tools and resources section. Investors purchasing an annuity contract as an Individual Retirement Account (IRA) should be aware that such annuities do not provide tax-deferral benefits beyond those already provided by the Internal Revenue Code. Before purchasing one of these annuities, investors should consider whether its features and benefits beyond tax deferral meet their needs and goals. They may also want to consider the relative features, benefits and costs of these annuities with any other investment that they may use in connection with their retirement plan or arrangement.
Equitable Financial and Equitable America may at any time exercise their rights to discontinue, suspend or change acceptance of contributions/transfers, as well as change minimum and maximum contribution requirements and limitations. Please see the prospectus and supplemental materials for details.
Not all types of contracts, features and benefits are available in all jurisdictions and all markets. We offer other variable annuity contracts with different fees, charges and features. Not every contract is available through the same selling broker/dealer. You can contact us at (212) 554-1234 to find out the availability of other contracts.
When distributed outside of New York state by Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in Ml & TN) through Equitable Advisors Financial Professionals whose business address is not in New York state, or when distributed by Equitable Distributors, LLC through financial professionals of unaffiliated broker/dealers when the solicitation state is not New York, Structured Capital Strategies PLUS® variable annuity is issued by Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with an administrative office located in Charlotte, NC. When offered by Equitable Advisors Financial Professionals whose business address is in New York state or when distributed by Equitable Distributors, LLC through financial professionals of unaffiliated broker/dealers when the solicitation state is New York, Structured Capital Strategies PLUS® is issued by Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY). The obligations of Equitable America and Equitable Financial are backed solely by their own claims-paying abilities.
Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY); Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with an administrative office located in Charlotte, NC; and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN).
Idaho contract form #s: 2021SCSBASE-A(ID) and 2021SCSBASE-A(ID)-Z. All other states contract form #s: 2021SCSBASE-A, 2021SCSBASE-B, 2021SCSBASE-A-Z, 2021SCSBASE-B-Z and any state variations. Variable Annuities: Are Not a Deposit of Any Bank • Are Not FDIC Insured • Are Not Insured by Any Federal Government Agency • Are Not Guaranteed by Any Bank or Savings Association • May Go Down in Value
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