Our purpose is simple
To help provide financial security for your clients and their families.
We are excited to build on our strategic partnership with Primerica!
Individual Annuity: Structured Capital Strategies® PLUS
Individual Annuity: Structured Capital Strategies ®
Individual Annuity: Retirement Cornerstone® variable annuity
401(k): Retirement Gateway® variable annuity
Fact Card: Investment Options - portal I |Investment Options - portal IIInvestment Fiduciary Services
Materials for Financial Professionals
Equitable 401(k) Sales Desk: 866.401.3030, Option 1
457(b) : Retirement Gateway® variable annuity
Financial Professional Materials
Equitable 457(b) Sales Desk: 866.401.3030, Option 6
403(b): EQUI-VEST® variable annuity
Registered Representatives will be required to complete product training on POL in order to be eligible to write new 403(b) business with Equitable. Follow the click path below to access this training:
POL > Licensing & Education > Steps to Licensing > Annuity Ed > Step 1 >Equitable
Additionally, Registered Representatives should complete the 403(b) Indication of interest form, link below, and email to the 403(b) sales desk at 403b_SalesDesk@equitable.com. It is important to note that all Equitable 403(b) payroll slots are subject to pre-approval. Please contact the 403(b) sales desk for more information at (866) 401 – 3030, Option 3.
Financial Professional Materials
Sales Support 403(b) Sales Desk: 866.401.3030, option 3
Follow these easy steps to get started:
- Complete NAIC training requirements. Log into POL (Primerica Online) then follow this path to access your product specific course work: Licensing & Education -> Steps to Licensing -> Click Annuity Ed -> Go through Step 1 and then step 2.
Representatives should complete required state annuity training (if required by state) and Equitable specific product training (required in all cases).
- To register for access to www.equitable.com, please complete the Website Self-Registration process (click here for instructions).
Quick Reference Card:
Financial Professional Self-Registration is available on www.equitable.com by clicking "Register for Online Access".
Step 1: Select "Individual Annuity" in the Third Party Financial Professional section
Step 2: Verify Who You Are - Financial Professionals that have sold an Individual Annuity policy must enter a contract number to continue otherwise no contract number is required.
Step 3: Create A User ID & Password, enter your Email Address and choose a Security Question & Answer.
Step 4: Confirm your choices.
Step 5: Submit and you will receive an email confirming registration at the provided email address.
An annuity is a long-term financial product designed for retirement purposes. In essence, an annuity is a contractual agreement which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. Typically, annuities have mortality and expense charges , account fees, administrative fees, and charges for special contract features. In addition, annuity contracts have exclusions and limitations. Distributions taken to annuitization are generally considered to come from the gain in the contract first. If the contract is tax-qualified, all withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59½ , may be subject to an additional 10% federal tax. Variable annuities are subject to investment risks, including the possible loss of principal investment.
Your clients should carefully consider their investment objectives and the charges, risks, and expenses of the variable annuities being offered as stipulated in the individual prospectuses, before investing. For prospectuses containing this and other information, please call the Sales Desk. Please encourage your clients to read it carefully before investing or sending money.
Annuity products are issued by Equitable Financial Life Insurance Company (NY, NY). Variable annuities are co-distributed by affiliates Equitable Advisors, LLC (members FINRA, SIPC) and Equitable Distributors, LLC.
For Financial Professionals Use Only. Not to be Distributed to the General Public.