401(k) Workplace Retirement Plan
Put ease, personalization and choice at the heart of your clients' workplace retirement plan
A more personal kind of retirement plan experience
Your success with a workplace retirement plan depends in part on the recordkeeper’s willingness to make you and your clients a priority. With Equitable, you get a fully integrated service model, personalized investment strategies and a dedicated retirement plan team to work with you and your clients. It’s a collaboration from day one, with the goal of helping you, your clients, and their employees succeed.
Why consider an Equitable 401(k) plan for your clients’ workplace retirement plan?
Experienced support for your clients
- Bundled or unbundled service provided through a third-party administrator (TPA)
- Seamless retirement plan setup and transition with a dedicated Equitable onboarding specialist who serves as your point of contact throughout the conversion process
- In-person, online and auto-enrollment options with support from our retirement plan consultants
Investment fiduciary services
- Investment fiduciary services, powered by Wilshire Associates or and SWBC Retirement Plan Services, provide support for fiduciary responsibilities and professional advice on investment selection
- Address your clients’ fiduciary concerns with two levels of fiduciary services: ERISA 3(21) or 3(38)
Investment selection
- Diversified selection of investment options from some of the industry’s top fund managers to fit the needs of various investor types
- Professional investment management through StoryLine, Stadion’s managed account service
Financial wellness tools
- Retirement education center offering short articles, videos, checklists and success stories to help employees learn, based on whether they are starting out, mid-career or nearing retirement.
- Retirement income gap calculator with a benchmarking tool to compare the employee’s progress to others like themselves.
Looking to build your business and serve more clients? Pooled Employer Plans (PEPs) might just be the answer.
Equitable Retirement Accesssm Pooled Employer Plan is a streamlined 401(k) option that removes the typical barriers to offering plans such as: fiduciary risk, administrative burdens and cost.
Our pooled employer plan offers:
Peace of mind
Equitable Retirement Accesssm is particularly attractive for financial professionals whose focus may not be retirement plans, with a preselected 3(38) fiduciary.
Ease of use
The Equitable PEP is an all-in-one, no-stress offering, with one fund lineup, one TPA, one plan design, and a built-in lineup of fiduciaries.
Competitive pricing
Businesses of all sizes can join Equitable Retirement Accesssm, widening your client reach while reducing their costs.Need an immediate proposal?
Simply complete the form and we will instantly send you a proposal – including pricing.
Have a small business client who is looking for a standalone 401(k) plan?
We have a turnkey 401(k) program for plans with account values up to $500k. This program offers packages of services—some of which are made available through partnerships with unaffiliated third-party providers—to help ease demands on financial professionals and plan administrators. Find out more about our Retirement Gateway® for Small Business.
Get a quote for startup plans and plans with account values up to $500k.
Have questions about our 401(k) retirement plan solutions?
Contact us today!
Workplace Retirement Plan Sales Desk
(866) 401-3030
Select option 1
Monday – Thursday: 8:30 a.m. to 7 p.m. ET
Friday: 8:30 a.m. to 5 p.m. ET
For financial professionals only. If you are an individual investor, please contact your financial professional for more information.
For Financial Professional Use Only.
Products funding workplace retirement plans are issued by Equitable Financial Life Insurance Company (Equitable Financial) NY, NY.
The Equitable Retirement Accesssm defined contribution program consists of a custodial account offered through Benefit Trust Company, within which plan participants’ chosen mutual fund shares are held, as well as a group fixed annuity contract (generic form number 2016FA-MFrev, 2016FA-MF403b) issued by Equitable Financial Life Insurance Company (Equitable Financial). The Equitable Retirement Accesssm defined contribution program is distributed by Equitable Distributors, LLC (Equitable Distributors) and Equitable Network, LLC (Equitable Network Insurance Agency of California, LLC in CA; Equitable Network Insurance Agency of Utah, LLC in UT; Equitable Network of Puerto Rico, Inc. in PR). Equitable Financial and Equitable Distributors are located at 1290 Avenue of the Americas, NY, NY 10104, (212) 314-4600. Equitable Network, LLC is located at 8501 IBM Drive, Suite 150, Charlotte, NC 28262. Equitable Financial is solely responsible for meeting the obligations of the group fixed annuity contract.
Equitable Financial and its affiliates do not provide legal or tax advice or services. Pension Plan Specialists, PC, Benefit Trust Company serves as custodian of mutual funds selected by plan participants. Pension Plan Specialists, PC acts as the pooled plan provider and plan sponsor, 3(16) plan administrator, named fiduciary, and entity responsible for performing all administrative duties. SWBC Retirement Plan Services is a wholly owned subsidiary of SWBC, which was established in 1976. Advisory services are offered by SWBC Investment Advisory Services, LLC, d/b/a SWBC Retirement Plan Services, an SEC-registered investment adviser. Pension Plan Specialists, PC, Benefit Trust Company, Plan Notice, LLC, and SWBC are not subsidiaries or affiliates of Equitable Holdings, Inc.
Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY); Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company; and Equitable Distributors, LLC. The obligations of Equitable Financial and Equitable America are backed solely by their claims-paying abilities.