Key person insurance

Life insurance to protect your business from the loss of an owner, partner, or key employee

Key employees are the ones who have special skills, experience or relationships. They are the ones whose absence could really hurt your business – unless you plan ahead. You can protect your business from the unexpected loss of an owner, partner or key employee with key person insurance. 

What if you lose a key employee?

Your business is successful, thanks in part to at least one key person. What if that person suddenly passes away? Would your business survive? If you’re protected with a key person life insurance policy from Equitable*, you may have the funds you need to:

  • Sustain your business through a potentially tough time
  • Cover debts and operating expenses in the face of lost sales
  • Recruit and hire a qualified replacement

Why Equitable?

Expertise in a complex business area

With Equitable, you have access to professionals who understand the needs of small business owners and can help you put a plan in place to protect your business against the loss or disability of a key employee.

Financial strength to fulfill our promises

Equitable Financial Life Insurance Company is a leading financial protection company and one of the nation’s premier providers of life insurance and annuity products.

Wide range of products to fit your needs

Equitable has a range of disability insurance as well as both term and permanent life insurance products that you can use to tailor your key person insurance contract to your business’s exact needs and budget.

Next steps

Want to find out more? You can call 844-4-BIZINFO (844-424-9463) to schedule a time to work together on customizing a strategy to meet your specific needs.


All group insurance products are issued either by Equitable Financial Life Insurance Company or Equitable Financial Life Insurance Company of America, which have sole responsibility for their insurance and claims-paying obligations. Some products are not available in all states.
GE-122257 (02/2017) (Exp. 02/2019)