New Jersey ABP and ACTS Programs
You have the opportunity to participate in either an Equitable 403(b) or 401(a) retirement plan to help you build assets for the future in a way that is convenient and flexible. Have question? Call (866) 752-0072 to speak with a local New Jersey Equitable Advisors financial professional or click here to set up a meeting today.
Talk to a financial professional
Our experienced financial professionals can work closely with you to help you design a retirement strategy that meets your specific needs, goals and risk tolerance. They can also set up periodic financial check-ups to review your strategy and make any necessary changes. Whether you attend an educational seminar, sit down face-to-face with a financial professional or communicate over the phone, getting advice from a professional may help you retire with confidence.
New Jersey financial professionals are available for your assistance at (866) 752-0072 or complete the form below to set up an appointment today.
Please keep in mind that there is risk of substantial loss of principal because the investor agrees to absorb all losses that exceed the protection provided by the SIO at maturity.
The actual Performance Cap Rate will not be known by the investor prior to the Segment start date.
Variable annuities are long-term financial products designed for retirement purposes. In essence, an annuity is a contractual agreement in which payments are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are fees and charges associated with variable annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits. The variable investment options offered in this contract will fluctuate in value and are subject to market risk, including loss of principal.
All guarantees described herein are subject to the claims-paying ability of Equitable Financial Life Insurance Company. Guarantees do not apply to variable investment options.
Because this EQUI-VEST Strategiessm annuity contract would be used to fund a retirement plan, participants should be aware that such annuities do not provide tax deferral benefits beyond those already provided by the Internal Revenue Code. Before purchasing, individuals should consider whether its features and benefits beyond tax deferral meet their needs and goals. Participants may also want to consider the relative features, benefits and costs of this annuity with any other investment that they may use in connection with their employer’s retirement plan or arrangement.
Certain types of contracts, features and benefits may not be available in all jurisdictions or in all 403(b) or 457 plans.
Please be advised that this information is not intended as legal or tax advice. Accordingly, any tax information provided on this page is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and participants should seek advice based on their particular circumstances from an independent tax advisor. Equitable, Equitable Advisors, and Equitable Distributors do not provide tax or legal advice.
EQUI-VEST® is a registered service mark and Strategiessm is a service mark of Equitable Financial Life Insurance Company, New York, NY 10104. EQUI VEST® Strategiessm is issued by Equitable Financial Life Insurance Company. Co-distributed by Equitable Advisors, LLC and Equitable Distributors, LLC (member FINRA, SIPC).
Contract form #s: 2003-GAC 401(a) and 2003-GAC 403(b).
The obligations of Equitable Financial Life Insurance Company are backed solely by its claims-paying ability.