New Jersey ABP and ACTS Program
Look forward to a comfortable retirement with Equitable
Are you ready to take small, manageable steps to reach your retirement savings goals? Equitable can help. As an employee of New Jersey’s public colleges and universities, you have access to the state of New Jersey’s Alternate Benefit Program (ABP) and/or the Additional Contributions Tax-Sheltered (ACTS) Program.
Already an Equitable client? Access your account online here.
Enroll now
Note: Employees enrolled in the PERS (Public Employee Retirement System) should contact us directly at 866-752-0072 to discuss the details of your plan.
Need help picking the best plan for you? Learn more.

Resources
Get the basics with our Comfortable Retirement Guide. Topics include:
- Importance of starting early
- Catch-up strategies for late-starters
- Balancing risk and reward
- Rebalancing your investments for your goals
Plan highlights
- Easily build a diversified portfolio
- Participate in market gains and protect against declines
- Receive income the way you want it
- Receive personalized service
Contact us
If you have questions, call (866) 752-0072 to speak with a local New Jersey Equitable financial professional or click here to complete a form to set up a meeting.
About Equitable
Equitable has been helping people make their financial goals a reality since 1859. Get to know a little bit more about us.

Tools and calculators
Are you saving enough for retirement? This calculator will help determine where you stand:
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While these links will summarize certain information about the New Jersey ABT/ACTS for your convenience, they are not official explanations of the program. In the event of a discrepancy between any information provided and any information provided directly by the state of New Jersey the latter will prevail. Equitable Advisors and its affiliates and associates do not provide tax/legal advice.
The information on this website must be preceded or accompanied by all applicable prospectuses, or for 401(a) plans only, the program summary. The prospectuses and the program summary contain more detailed information about the contract/certificate, including investment objectives, risks, charges and expenses. Please read the prospectus and product brochure and consider this information carefully before investing.
All guarantees and payments are based on the claims-paying ability of Equitable.