Student loan forgiveness

Loan forgiveness for educators and other public employees

If you work for a public school, non-profit 501(c)(3), military, non-profit hospital, or government entity, you may be eligible for one or more loan forgiveness programs that can help you lower your monthly payments and pay off your student loans more quickly.

Call your financial professional or call
866-401-3030, option 3 to get started today.

See a few examples of how our financial professionals have helped clients, just like you, tackle their student debt:

student loan monthly payment for Kayla
student loan monthly payments for Jack
student loan monthly payment jennifer

Did you know that….

  • Student loan debt accounts for $1.5 trillion dollars, while auto and credit card debt total up to only $1.2 trillion and $900 billion?
  • Educators, or other public service employees with a student loan balance of $50,000 are expected to make payments as high as $600/month under a standard repayment plan?

It’s time to change that. Getting an education doesn’t have to mean having to give up control of your finances. Equitable partners with StudentLoan Tech to simplify the process that can help potentially reduce your student loan payments, with options such as:

Public service loan forgiveness

  • Borrower must work full time in Public Service which is non- profit 501(c)(3), military, public schools, non-profit hospitals, or government.
  • Loan repayment plan type must be one of the four IDR plans or the 10 year standard repayment plan. 
  • 120 qualified payments.  Payments must be made within 10 days.

Teacher loan forgiveness

  • 5 Consecutive teacher years in a Title 1 School
  • Math, Science, or Special Ed $17,500 forgiven
  • Any other subject $5,000

Let Equitable help you

When you’re ready to tackle student loan debt, our financial professionals have tools and resources to see if you qualify for a forgiveness program. Call your financial professional or call 866-401-3030option 3 to get started today.

1 Source: “The State of Student Loan Debt in 2018 Report”,

2 LIMRA, Not-For-Profit Survey, Q3 2017 results, based on 403(b) participants and contributions.

AXA Equitable, Equitable Advisors and its associates do not provide tax or legal advice.

Student loan forgiveness services are offered through Student Loan Tech. Student Loan Tech helps to determine your eligibility for the Federal Loan Forgiveness program. Student Loan Tech is not an affiliate of Equitable Advisors, AXA Equitable or its affiliated companies. Neither Equitable Advisors, AXA Equitable nor its affiliates are responsible for the output provided by Student Loan Tech.

“Equitable” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), AXA Advisors, LLC, and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by its claims-paying ability.

AXA Equitable Life Insurance Company (NY, NY). Distributors: AXA Advisors, LLC and AXA Distributors, LLC (members FINRA, SIPC). AXA Equitable, Equitable Advisors and Equitable Distributors are affiliates and do not provide tax or legal advice.

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