Retirement Gateway®for Small Business
Simplify your clients' 401(k) experience with Retirement Gateway® for Small Business
Take the hassle out of retirement plan onboarding and administration
Specially designed for startups and small businesses with account values up to $500,000, Retirement Gateway® for Small Business offers a streamlined experience from first contact through plan implementation, with a turnkey 401(k) retirement plan administration, simplified onboarding and tools to help achieve participant success. This gives your small business clients more time to focus on what’s important — growing their business.Let us help you grow your business
Why consider Retirement Gateway® for Small Business?
Turnkey retirement plan design
Retirement Gateway® for Small Business offers a variety of pre-defined plan packages to choose from, depending on the needs of your clients. Our Preferred TPA will assist from the first call through onboarding, making the plan design and setup quick and easy.
Expert fiduciary services
Your small business clients have the option to put investment and administration in the hands of professional fiduciaries, saving them time and providing peace of mind.
- Choose between 3(21) and 3(38) Investment Fiduciary Services and let an independent investment advisory firm recommend, monitor, and select investment options for the plan.
- Select 3(16) Administrative Fiduciary Services to reduce the complexities of 401(k) plan management burdening the plan sponsor.
Positive participant outcomes
Retirement Gateway® for Small Business offers automatic features and professional managed accounts to help your clients’ employees make the most of their retirement plan.
- Managed Accounts provide low cost, professionally customized investment plans based on each participant’s personal factors.
- Auto Features encourage employee participation and higher contribution rates.
Comprehensive financial wellness and engagement
To help participants make informed financial decisions, we provide personalized guidance from retirement plan specialists and through virtual seminars. Employees also get the advantage of complementary financial wellness related content available in different formats like quizzes, articles, videos, etc. to cater to their unique learning preferences.
Take advantage of new retirement plan regulations
The Setting Every Community Up for Retirement Enhancement (SECURE) Act enables small business owners to potentially lower their taxes when they start a retirement plan for their employees. Employers can qualify for up to $5,500 in tax credits annually for the first three years after opening a 401(k).
Get a small business quote
Have a small business client who needs a startup plan or has a 401(k) retirement plan with less than $500,000 in assets? Get a free quote by providing your contact and plan information below and our preferred TPA provider will reach out to you directly to discuss the Plan and its many benefits.
Work with us
Workplace Retirement Plan Sales Desk
(866) 401-3030
Select option 1
Monday – Thursday: 8:30 a.m. to 7 p.m. ET
Friday: 8:30 a.m. to 5 p.m. ET
For financial professionals only. If you are an individual investor, please contact your financial professional for more information.
For Financial Professional Use Only.
Products funding workplace 401(k) retirement plans are issued by Equitable Financial Life Insurance Company (Equitable Financial) NY, NY.
A Retirement Gateway® annuity contract or any state variation thereof is a group flexible premium combination fixed and variable deferred annuity issued by Equitable Financial Life Insurance Company (Equitable Financial), NY, NY. Co-distributed by affiliates Equitable Advisors, LLC (member FINRA, SIPC) and Equitable Distributors, LLC.
This material is not a complete description of all material provisions of the contract and must be preceded or accompanied by a current Retirement Gateway® 401(k) disclosure brochure and trust prospectus. Please read the disclosure brochure carefully before purchasing a contract. For a disclosure brochure and trust prospectus, contact your financial professional. Certain types of contracts and features may not be available in all jurisdictions. Guarantees are based on the claims-paying ability of Equitable Financial Life Insurance Company. Retirement Gateway® is a registered service mark of Equitable Financial Life Insurance Company. Contract form #2005GAC-QP, 2012QPRG, 2016QPRG, 2011RG-457, 2017RG-457 and any state variations.
Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY); Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company; and Equitable Distributors, LLC. The obligations of Equitable Financial and Equitable America are backed solely by their claims-paying abilities.