A little teamwork helps to make your dreams work. 

let's plan how

Equitable is here to help.

Our Equitable Advisors financial professionals can work with you to put a 403(b) plan in place that reflects who you are today and where you want to be in the future.

Ready to take the next step?

Interested in becoming an Equitable client?

Talk to a financial professional to open a 403(b) plan.

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Close your pension gap with a 403(b)

We all want to be confident that we’ve got enough to retire on. But the truth is, your pension and Social Security may not be enough.

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What is a 403(b)?

A 403(b) is a tax-deferred savings plan for educators. And it’s available through your school district. Adding a 403(b) to your retirement plan can help you secure a future you’ll enjoy.

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The #1 provider of 403(b) plans for K-12 schools1

Educators trust us because we have a proud history of supporting the educator community.

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What's the benefit of working with a financial professional?

Learn how working with a financial professional can yield more savings over time and more confidence. 2

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Do you have a retirement plan through work?

Evaluate your retirement income potential using our retirement calculator. Make adjustments and add in other savings to see how changes affect your goals.

I am years old and earn a year.

I have saved for retirement and contribute every . Annual salary must be between $20,000 and $500,000. Savings must be between $0 and $9,999,999. Maximum yearly contribution is $19,500 for people aged 49 and under. For people who turn 50 by the end of the year a catch-up contribution allowance of $6,500 is permitted. Contribution cannot be more than annual salary ($).

This informational calculator is not created, owned, or maintained by Equitable Advisors or its affiliates, nor has it been determined in our own testing to be precisely accurate. Equitable Advisors and its affiliates make no representation as to the calculator's accuracy, completeness, or applicability with regard to any person's individual circumstances. The calculator provides only general estimates; its hypothetical results should not be relied upon as a basis for any financial, investment, or other decision or determination.

IMPORTANT NOTE:  Equitable believes that education is a key step toward addressing financial goals, and we've designed this tool as an informational and educational resource, intended to facilitate the review of your current financial situation, based on information and assumptions provided by you. This discussion and any hypothetical results or information provided herein do not offer or constitute investment advice and make no direct or indirect recommendation of any insurance, investment, financial product or investment option. Equitable and its affiliates do not provide tax or legal advice or services. Please consult with your tax and/or legal advisors regarding your particular circumstances. The needs, goals and circumstances of individuals are unique, and they require the individualized attention of a financial professional. GE-4043664.2 (7/22)(Exp. 7/24)

Resources to help you build toward a fulfilling retirement

Let's plan how. 

Interested in becoming an Equitable client?

Talk to a financial professional to open a 403(b) plan.

Get started

1 LIMRA, Not-for-Profit Survey, Q1 2020 Results, based on 403(b) plan participants and contributions. This applies specifically and exclusively to Equitable Financial Life Insurance Company (Equitable Financial).

2 Equitable, “The value of the advisor: The impact of advisors on financial outcomes among K-12 educators.” 2020.

Equitable believes that education is a key step toward addressing your financial goals, and we've designed this material to serve as an informational and educational resource. Accordingly, this webpage does not offer or constitute investment advice and makes no direct or indirect recommendation of any particular product or of the appropriateness of any particular investment-related option. Your needs and circumstances are unique, and they require the individualized attention of your financial professional.

Please be advised that this document is not intended as legal or tax advice. Accordingly, any advice provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. Such advice was written to support the promotion or marketing of the transaction(s) or matter(s) addressed, and you should seek advice based on your particular circumstances from an independent tax advisor.

Equitable Advisors financial professionals offer securities through Equitable Advisors, LLC (member: FINRA, SIPC)(Equitable Financial Advisors in MI & TN). Annuity and insurance products, including those of affiliate Equitable Financial Life Insurance Company (Equitable Financial), (NY, NY), are offered through Equitable Network, LLC, which conducts business in CA as Equitable Network Insurance Agency of California, in UT as Equitable Network Insurance Agency of Utah, LLC, in PR as Equitable Network of Puerto Rico, Inc.

Products funding group retirement plans are issued by Equitable Financial Life Insurance Company, NY, NY. Equitable Financial and its affiliated companies do not offer tax or legal advice and are not affiliated with any school district, state agency or program. Co-distributed by Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN) and Equitable Distributors, LLC, all located at 1290 Avenue of the Americas, New York, NY 10104.

Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (NY, NY); Equitable Financial Life Insurance Company of America, an AZ stock company with main administrative headquarters in Jersey City, NJ; and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). The obligations of Equitable Financial and Equitable America are backed solely by their claims-paying abilities.

© 2022 Equitable Holdings, Inc. All rights reserved.

GE-4827897.1 (07/2022) (Exp. 07/2024)