In 10 minutes or less, you can provide life insurance for your clients with Term-in-10sm. It’s a whole new way to offer the protection your clients need — and quite possibly the most valuable 10 minutes you’ll spend today.
Term-in-10sm is more than just accelerated underwriting for life insurance protection. It’s an all-digital, no-exam, instant-issue experience for your clients that provides a greater opportunity for you to expand your business efficiently and gets your clients the protection they need in under 10 minutes.
See the Term-in-10sm experience
Watch this quick video to see how easy it is for your clients to get a Term-in-10sm policy.
Video transcript:
Equitable Term-in-10 is the fast, easy, all-digital way to get your clients insured and grow your business.
In 10 minutes or less, you can get your clients the protection they need without any exams.
Let's show you how:
Just log in to equitable.com and go to “Tools”
Select the Term-in-10SM icon and
Complete the pre-application form
This generates an email that contains the unique link for your client to start the application.
With your guidance, they begin by filling out five easy questions to receive a preliminary quote.
From here, your client can make adjustments to the face amount and term length to view various price points before applying.
Next, they fill out three application sections.
First is personal information; answer a few questions about their health and tell us a few things about their lifestyle.
Then they review and submit the application.
Within 60 seconds, it will be processed, and if your client qualifies, reveal their final quote.
At this stage, your client can adjust their coverage amount and term length to suit their needs; pay with credit, debit or Apple Pay; and secure a monthly premium they are comfortable with.
Term-in-10 offers a seamless experience that gets your clients protected fast, so you spend less time on term sales while spending more time leveraging your expertise and expanding your business.
For more information, contact the Life Insurance Sales Desk or visit equitablelift.com/term-in-10.
See what others think about Term-in-10sm
It’s so efficient and straightforward. I think it’s the future of where we’re headed for writing term insurance.
— Hugo Castro, CFP®, CLU, ChFC® Executive Vice President, Equitable Advisors
When it comes to making the sale, Term-in-10sm is nothing like anything I’ve ever experienced in the life insurance world. It’s instant gratification for both me and the client. That’s exciting!
— Samantha Curtin, MBA Equitable Advisors
Grow your business
Benefits of offering Term-in-10sm to your clients:
Build your portfolio
Add life insurance to help build more resilient portfolios
Utilize your expertise
Leverage your expertise instead of managing cases through the underwriting process
Create time for new opportunities
Spend more time with other revenue-generating business opportunities because decisions are made in under 10 minutesYour clients move fast. So does Term-in-10sm.
Client video
Video transcript:
Equitable Term-in-10 is the fast, easy, affordable, all-digital way to get the coverage you need.
With guidance from an experienced financial professional, you can get life insurance in 10 minutes or less, with no invasive exams or lengthy underwriting processes.
Once you and your financial professional have determined that term insurance is a good fit for you, you will receive an email from Equitable containing your unique link to begin your Term-in-10 application.
While your financial professional is there to guide you through the process and answer any questions you may have, you’re in control of your application.
After filling out five easy questions, you'll receive a preliminary quote.
From here, you can make adjustments to your face amount and term length to view various price points before applying.
Next, complete three application sections, which start with a few questions about your personal information, your health and a few things about your lifestyle.
Then you can review and submit your application.
The application will be processed within 60 seconds, and if you qualify, reveal your final quote.
At this stage, you have the opportunity to adjust your Term-in-10 coverage amount and term length to view the various price points and secure the coverage you need, with a monthly premium you feel comfortable with before paying with credit, debit or Apple Pay.
For a flexible, affordable, all-digital way to get the coverage you need in 10 minutes or less, reach out to your financial professional to try Equitable Term-in-10.
Client materials
Client brochure
Gives prospects a quick overview of the product
and its benefits.
Client case study
Provides an example of why the Term-in-10sm process and protection fits the needs of a new client.
An exciting new way to sell life insurance
Find out all you need to know to sell simple, flexible protection.
Financial professional materials
View our launch flyer
Get the prequalification guidelines
Term-in-10sm FAQs
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More financial professional marketing materials
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Product materials
Contact me
For questions or assistance with a Term-in-10sm case, one of our Life Insurance Sales Desk representatives will give you a call.
Term-in-10sm may not be available in all jurisdictions. Some states may vary the terms and conditions.
A life insurance policy is backed solely by the claims-paying ability of the issuing life insurance company. It is not backed by the broker/dealer or
insurance agency through which the life insurance policy is purchased or by any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of the issuing life insurance company.
Term insurance policies are issued by Equitable Financial Life Insurance Company and are co-distributed by Equitable Network, LLC (Equitable Network Insurance Agency of California in CA; Equitable Network Insurance Agency of Utah in UT; Equitable Network of Puerto Rico, Inc. in PR) and Equitable Distributors, LLC.
For financial professional use only. Not for distribution to the public.