Farmers Insurance

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Variable annuities and variable life insurance products are sold by prospectus only, which contains more complete information about the contract, including risks, charges, expenses and investment objectives. The client should review the prospectus carefully before sending any money. The client should contact a financial professional or visit the product pages listed above for the current prospectus. Equitable Financial and Equitable America, their distributors and their respective representatives do not provide tax, accounting or legal advice.

Structured Capital Strategies® Income, Structured Capital Strategies PLUS®, Investment Edge®, Retirement Cornerstone®, Retirement Gateway®, EQUI-VEST®, VUL Optimizer® and Market Stabilizer Option® II are registered service marks of Equitable Financial Life Insurance Company, NY, NY 10105.

VUL Incentive Life Protectsm, COIL Institutional Seriessm and Long-Term Care Servicessm Rider are service marks of Equitable Financial Life Insurance Company, NY, NY 10105.

The Long-Term Care Servicessm Rider is available for an additional charge and does have restrictions and limitations. A client may qualify for the insurance but not the rider. It is paid as an acceleration of the death benefit.

Amounts allocated to the MSO II are subject to fluctuation in value including the possible loss of principal invested, there is an additional charge for MSO II.

Life insurance is issued by Equitable Financial Life Insurance Company (Equitable Financial), NY, NY 10105; or by Equitable Financial Life Insurance Company of America (Equitable America), an Arizona stock corporation with an administrative office located in Charlotte, NC. Equitable America is not licensed to conduct business in New York.

The Retirement Gateway® variable annuity is issued by Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY) and distributed by Equitable Distributors, LLC. The obligations of Equitable Financial Life Insurance Company are backed solely by its own claims-paying ability.

When distributed outside of New York state by Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN) through Equitable Advisors Financial Professionals who do not have an office in New York state, Structured Capital Strategies® Income, Structured Capital Strategies PLUS®, Investment Edge®, Retirement Cornerstone® and EQUI-VEST® are issued by Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with an administrative office located in Charlotte, NC. When offered by Equitable Advisors Financial Professionals who do have an office in New York state or when distributed by Equitable Distributors, LLC through financial professionals of unaffiliated broker/dealers, Structured Capital Strategies® Income, Structured Capital Strategies PLUS®, Investment Edge®, Retirement Cornerstone® and EQUI-VEST® are issued by Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY). The obligations of Equitable Financial Life Insurance Company and Equitable Financial Life Insurance Company of America are backed solely by their own claims-paying abilities.

 

GE-6580487.1 (05/2024) (Exp. 05/2026)